REPRESENTING CAR ACCIDENT VICTIMS FROM CENTRAL PA
Even a seemingly minor car accident can leave you injured and confronted with sudden physical, emotional and financial challenges. But don’t expect an insurance provider to offer you a fair settlement that covers medical costs and other damages.
A car accident lawyer from Hagelgans & Veronis can help you get the financial security needed to recover from injuries and move forward with their lives.
If you were hurt in a motor vehicle accident caused by a negligent driver, please call 877-454-8529 to schedule a free consultation with one of our car accident lawyers in Lancaster, Quarryville, Mount Joy or York. We welcome clients from throughout central Pennsylvania.
Car Accident Injuries
Motor vehicle accidents cause a wide range of injuries, and some injuries are not always evident immediately following the collision. It’s a good idea to receive a thorough medical exam after a collision of any significant impact, even if you don’t feel hurt.
- Traumatic brain injuries (TBI)
- Spinal cord injuries
- Amputation injuries
- Burn injuries
Our Pennsylvania car accident attorneys have extensive experience helping victims of life-altering injuries. Our lawyers represent only injury victims. We understand that extreme financial impacts a severe injury can have on victims and their families.
Car Accident Settlements
The accomplished attorneys at Hagelgans & Veronis strive to achieve a fair and timely resolution on your behalf.
Our lawyers reach settlements more than 95 percent of the time without the need for our clients to set foot in a courtroom. We have the resources, trial experience, and tenacity to fight in court when settlement offers are inadequate for your needs.
Your consultation is free. Our law firm will not charge any attorneys’ fees unless we successfully resolve your case.
Who is at Fault in a Car Accident?
One reason why it’s advisable to discuss your situation with an attorney if you suffered an injury in a car accident in Pennsylvania is the state’s often-confusing “no-fault” insurance system. With no-fault insurance, injury victims turn to their own insurance to cover medical expenses up to the personal injury protection (PIP) limit regardless of who caused the accident.
Pennsylvania drivers have the option to choose between no-fault insurance or traditional insurance, or what is legally defined as limited tort coverage or full tort coverage. The limited tort, or no-fault, option comes with a savings on premiums and allows you to recover all out-of-pocket medical expenses up to the PIP limit; however, it prevents you from recovering certain damages, such as compensation for pain and suffering, unless a catastrophic injury is present that meets one of the exceptions defined by the state.
With traditional, or full tort, insurance you can seek financial compensation for medical costs and other damages from the at-fault driver. Having full tort coverage also opens you up to legal action if you’re to blame for an auto accident.
Can I Sue A Drunk Driver?
Because drunk driving is illegal, a drunk driver can be prosecuted in both criminal and civil courts. Hagelgans & Veronis are experienced car accident attorneys who have pursued compensation for many persons and their families who have been injured or killed by a drunk driver in a civil lawsuit.
Did you know that these civil lawsuits can include damages for compensatory and sometimes punitive damages? Compensatory damages are paid by the drunk driver’s insurance company to compensate the victim for his injuries and can include damages for “pain and suffering”, lost income, unpaid medical bills and the loss of the injured person’s quality of life.
It can also compensate his family if the drunk driver’s actions result in the death of a loved one. Punitive damages can sometimes be filed to punish the driver for driving drunk. These damages are not covered by an insurance company but are paid by the driver himself if he has sufficient assets. Check out our blog post that answers this question in more detail.
Car Accidents without Insurance
Pennsylvania does not require drivers to purchase additional uninsured motorist (UM) or underinsured motorist (UIM) coverage, although motorists may choose to supplement their required car insurance coverage with these options. If you were hurt in a collision with an underinsured or uninsured driver and lack UM or UIM insurance, you have the option of taking legal action against the at-fault driver, but there is a risk that person lacks the assets to cover your claim.
UM coverage provides protection if you or your passengers suffer bodily injury in a collision with an at-fault, uninsured driver. UIM covers you and your passengers for bodily injury if you are struck by a driver who does not have substantial insurance to pay your claim. Although UM and UIM coverage may be stacked, neither option covers damage to property.
UM or UIM coverage is the best way to protect yourself in the event that you should find yourself in an accident with an uninsured or underinsured driver. Even with supplemental UM or UIM insurance, your insurance company’s initial offer may not be sufficient to cover your actual costs. If you were injured in a car accident with an uninsured or underinsured driver, it’s advisable to discuss your case with a knowledgeable PA injury attorney.
Contact A Car Accident Lawyer
And if you can’t make it to one of our offices in Lancaster, Quarryville, Mount Joy or York, PA, our attorneys can come to you. We are proud to represent clients across central Pennsylvania.